A young man in a bright Lagos office holds his phone, the skyline soft behind him

Cash out USDT to naira in your bank in Nigeria.

Cash out to your bank, OPay, PalmPay, Moniepoint or Kuda account. See the naira amount first. No P2P.

See real cash-outs

Open your account

Have an account? Log in

USDT to NGN with Dovo

You send
USDT on BNB Smart Chain (BEP-20)
Lands in
Any Nigerian bank, OPay, PalmPay, Moniepoint or Kuda
Rate
One all-in NGN rate, shown before you confirm
Arrives
Same day

Dovo or Binance P2Pfor naira in Nigeria?

Binance P2P trade compared with Dovo for USDT to a Nigerian bank, OPay, PalmPay, Moniepoint or Kuda account
FeatureThe old wayP2P tradeThe Dovo wayDovo
Who pays youA strangerDovo, every time
RiskFake alertsNo buyer, no fake alerts
Into your accountThird-party paymentsOne payment from Dovo
RateChanges per buyerShown in naira first
Where it landsWhatever the buyer sendsYour bank or fintech account

What can you do
with USDT in Nigeria?

You cash out
USDT100.00
NGNYour bank
Rate shown first
You receive
Nigerian naira

Cash out to your bank

Turn USDT into naira in your Access, GTBank, Zenith, First Bank or UBA account.

Open your account
You cash out
USDT100.00
NGNOPay
Rate shown first
You receive
Nigerian naira

Cash out to OPay or PalmPay

Send naira to your OPay or PalmPay account with its 10-digit account number.

Open your account
You cash out
USDT100.00
NGNMoniepoint
Rate shown first
You receive
Nigerian naira

Cash out to Moniepoint or Kuda

The same cash-out works for Moniepoint and Kuda accounts.

Open your account
Add USDT
BNB Smart Chain (BEP-20)
Your address
0x8f3a…c41d
Binance network cost ≈ 0.01 USDT
+50.00 USDT arrived

Hold USDT, spend when you choose

Your own BEP-20 address. Deposits land in about a minute and wait in your balance.

Open your account
Top up
MTNAirtimePaidNGN 2,000
AirtelAirtimeNGN 1,000
GloAirtimeNGN 500
Paid in USDT

Buy airtime with USDT

Top up MTN, Airtel, Glo or T2 (9mobile) for yourself or a friend, in the app, straight from your USDT balance.

Open your account
Top up
MTN dataData bundlePaidNGN 2,000
Airtel dataData bundleNGN 1,000
Paid in USDT

Buy data bundles

Data bundles for MTN, Airtel, Glo and T2, priced in USDT before you pay.

Open your account

How do you withdraw USDT
from Binance to your bank?

Three steps. No P2P.

Step 1

Open Dovo with your email and copy your USDT deposit address.

Open your account
Email code
482913
Continue
Step 2

Send USDT to it on BNB Smart Chain (BEP-20) from Binance, Bybit, OKX or any wallet.

Add USDT
BNB Smart Chain (BEP-20)
Your address
0x8f3a…c41d
Binance network cost ≈ 0.01 USDT
+50.00 USDT arrived
Step 3

Check the naira amount, then cash out to your bank, OPay, PalmPay, Moniepoint or Kuda account.

Review
Bank cash-outNGN 70,000
You pay49.00 USDT
Confirm

USDT to naira:
your questions answered.

Dovo is the app to cash out USDT (BEP-20) to your bank account in Nigeria, in naira, including OPay, PalmPay, Moniepoint and Kuda accounts. You send USDT to your own Dovo deposit address, and Dovo pays the naira to your account. You see the rate and the exact NGN amount before you confirm.

Open your Dovo account with your email, copy your USDT deposit address and send USDT to it on BNB Smart Chain (BEP-20). Then pick your bank, enter your 10-digit account number, check the amount in naira and confirm. OPay, PalmPay, Moniepoint and Kuda accounts work the same way.

The app shows the live USDT to naira rate before every cash-out. It moves with the market, so this page prints no fixed number. When you enter an amount, you see the rate and the exact naira that will land, and nothing is sent until you confirm.

Yes. Dovo pays naira to accounts at 367 Nigerian banks, including Access Bank, GTBank, Zenith, First Bank and UBA, and to OPay, PalmPay, Moniepoint and Kuda accounts. You cash out with the account’s 10-digit number (NUBAN), and you open your Dovo account with your email.

Cash-outs in Nigeria start at 2 USDT, and the payout route allows up to NGN 50,000,000 per transfer. The app may apply a lower per-order cap, and it always shows your current limit before you confirm. The same limits apply to every bank and fintech account.

A USDT deposit on BEP-20 is credited in about a minute. A cash-out to a Nigerian bank account, OPay, PalmPay, Moniepoint and Kuda included, lands the same day. The app shows the status of each cash-out until the naira arrives.

Only BNB Smart Chain (BEP-20). When you withdraw from Binance, Bybit, OKX or a wallet, choose BSC or BEP-20 and paste your Dovo deposit address. USDT sent on another network, such as TRC-20 or ERC-20, is lost and cannot be recovered.

Yes. On a P2P market a stranger pays you and you check the payment yourself. With Dovo there is no buyer: Dovo pays the naira to your bank, OPay, PalmPay, Moniepoint or Kuda account itself. There are no fake alerts and no payments from strangers into your account.

Dovo pays every cash-out itself, so no stranger ever holds your USDT or your naira. You confirm each cash-out with your authenticator app or a passkey, after you see the rate, the amount and the bank account. Dovo never asks for your codes or your password.

Yes. Airtime and data bundles for MTN, Airtel, Glo and T2 (9mobile) are in the Dovo app, paid straight from your USDT balance, for your own number or a friend's. You see the price in USDT before you pay, and the app shows when it has been delivered.

Your USDT,
ready for Nigeria.

Dovo

Cash out USDT in Nigeria: any bank, OPay, PalmPay, Moniepoint and Kuda.