Dovo
For African businesses

Bank globally.Move faster.

Get speed and control with a EUR IBAN, stablecoin wallets and virtual cards, powered by Mastercard. No foreign entity required.

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Total balance
€55,716.32
Last 30 days
Dovo is a financial technology company, not a bank. Banking services come from licensed partner institutions.

International business banking
shouldn't be this complicated

EUR
IBAN
LT74 3250 0912 4471 8302
Available balance
€45,499.01

An IBAN in your name

A real EUR IBAN issued to your business. Not a pooled account with a reference number and someone else's name on it. Get paid like a European company, without registering one.

Create account
bulk payment
for nov.csv
4KB
Recipient nameAccount numberCountry
Wilhelm Brandt0293847561DE
Amina Bello0689012345NG
Yamamoto Akari0576890123JP
Emiliano Zapata0182736459MX
Isla McLeod0918273645AU
Beatriz Costa0837465920BR
Isabelle Tremblay0394857612CN

Payouts that don't wait for Monday

Send one payment or a thousand, by CSV or API. Stablecoin transfers settle in seconds — weekends and bank holidays included.

Create account
You deposit
NGN₦4,700,000
GHS₵32,400
Converted on arrival
You receive
€2,684.50

Start in your own currency

Deposit locally, in the currency you already hold. It arrives in your account as euros. No offshore transfer, no correspondent bank, no waiting on a wire.

Create account
FiltersSelect dateDepos
Net change this month
+€45,499.01
Money in€56,920.43
Money out€13,455.19
3K2K1K

Everything on one screen

Every balance, every payment, live. Watch money arrive, pull a statement, or wire the whole thing into your stack with our API.

Create account
USDC
Available balance
€32,129.82
Add moneySend moneyConvert

Stablecoins that arrive as euros

Take USDC and USDT into a wallet tied to your IBAN. It converts the moment it lands, so you see euros — not a crypto balance to manage.

Create account
Procurements
•••• •••• •••• 5399
•••• •••• •••• 6789
EXP ••/••CVC •••
Procurements
•••• •••• •••• 5399
Procurements
•••• •••• •••• 5399

Cards for your team

Virtual Mastercard cards funded straight from your balance. Spend online wherever Mastercard is accepted. Freeze, unfreeze or kill any card in a tap.

Create account

Built for
how you work

Business owners
Business owners

Every currency, every card, every approval — on one screen.

Freelancers
Freelancers

Get paid like a European company. A real IBAN, in your name.

Remote teams
Remote teams

Pay anyone, anywhere, in seconds. Cards for everyone who needs one.

Get your business up
and running in minutes

Step one

Name, email, password. That's the whole form

Get started
Legal first name
Andikan-Bapton
Legal last name
Enter your last name
Official email address
Enter your official email address
Step two

Send your KYB documents once. We handle verification

Dovo
Onboarding / KYB Verification
Business information
Fill in business details
Business name
Stellar I
Nature of business
What's the name of your business
Step three

Get your account details. Start moving money

Account details
Account type
Checking
Acc
4023
ACH routing
106077453
Wire
1040
Account holder
Stellar Incorporated
Ban
Leawood
Bank address
1801 Main St., Kansas City, MO 6

Built for trust Backed by security

Regulated in Switzerlandas an AMLA financial intermediary
SO-FIT
Self-regulatory organisation recognised by
FINMA to supervise financial intermediaries

Frequently asked
questions

Yes. A EUR IBAN issued in your business's name — no EU entity, no local address.

Euros. Your IBAN receives, holds and pays out in EUR.

Yes. Deposit locally in the currency you already hold, and it arrives as euros.

USDC and USDT. They convert to euros the moment they land.

Stablecoin transfers settle in seconds, weekends included. Bank transfers follow local rails and their cut-off times.

Yes. Upload a CSV or call the API, then track every payment as it lands.

No monthly fee. Setup pricing depends on your business's risk profile, and we quote it before you commit.

A KYB check first. Straightforward businesses go live in days; anything needing enhanced review takes longer, and we tell you upfront.

Join other global-first businesses
simplifying international finance

Dovobusiness@dovo.co

Dovo SA · Rue du Rhône 14, 1204 Geneva, Switzerland

Disclaimer

Dovo is a financial technology company, not a bank. Dovo is operated by Dovo SA, incorporated in Switzerland and registered at Rue du Rhône 14, 1204 Geneva. Accounts, IBANs and payment cards are issued by licensed partner institutions. Dovo SA acts as a financial intermediary under the Swiss Anti-Money Laundering Act (AMLA) and is affiliated with SO-FIT, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA) for the supervision of financial intermediaries under article 2 para. 3 AMLA. Dovo SA does not hold a FINMA banking licence, and balances held through Dovo are not covered by Swiss depositor protection. Copyright © Dovo SA 2026.