Kenya
Pakistan
Importers & logistics
Pay overseas suppliers and move cargo without banking delays.
Time is money.Save both.
Euro IBAN, stablecoin wallets, Mastercard cards and payouts to 130+ countries - for African businesses.
Home
Our ratesAOAmara OkonkwoAdmin
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Total balance
Last 30 days€82,940.18
Borders slow your business down.
They don't have to.
EUR
USD
GBPIBAN
LT74 3250 0912 4471 8302
Available balance
€65,382.47
Get paid like a European
A real EUR IBAN with your business's name on it. Clients wire you the way they'd wire any European supplier — then hold and convert euros, dollars and pounds from the same balance.
Create accountbulk payment
for aug.csv
for aug.csv
6KB
Recipient nameAccount numberCountry
Lukas Meyer0472913856DE
Chidi Okonkwo0836502714NG
Sato Haruki0619473028JP
Valeria Cruz0357284619MX
Harper Nguyen0748610392AU
Mateus Almeida0163594827BR
Camille Fortin0925376148CA
Pay anyone before Monday
One supplier or five hundred, by CSV or API. Stablecoin transfers land in seconds — weekends and bank holidays included.
Create accountYou convert
USDC$8,500.00
EURReceiving1 USDC = €0.9142
You receive
€7,770.70
Convert when you want
Move between euros, USDC, USDT and EURC whenever you want, at a rate you see before you confirm. No branch, no cut-off time, nobody to call.
Create accountFiltersSelect dateDepos
Net change this month
+€53,482.47
Money in€68,412.75
Money out€14,930.28
3K2K1K
Know where your money is
Every balance and every payment, live. Pull a statement in a click, or run the whole thing from our API.
Create accountUSDC
Available balance
$32,129.82
Add moneySend moneyConvert
Hold dollars, spend euros
Send USDC or USDT to a wallet tied to your IBAN. Sit in dollars as long as you like, then turn it into euros the day you need to spend — one balance, nothing for your accountant to puzzle over.
Create accountProcurements
•••• •••• •••• 5399
•••• •••• •••• 6789
EXP ••/••CVC •••
Procurements
•••• •••• •••• 5399
Procurements
•••• •••• •••• 5399
Buy the tools you run on
A virtual Mastercard funded from your balance, with a daily limit you set. Pay for ads, cloud and software yourself — and freeze or kill the card in a tap.
Create accountBanking built for
global business
Exporters & global sellers
Receive international payments and bring your revenue home.
Agencies & high-risk businesses
Bank globally, even when traditional providers say no.
From signup to your first
payment, in days not months
Step one
A few details about your business. No documents, no sales call
Get started
Legal first name
Nnamdi-Chika
Legal last name
Enter your last name
Official email address
Enter your official email address
Step two
Send your documents once. We chase the verification, not you
Onboarding / KYB Verification
Business information
Fill in business details
Business name
Harmattan T
Nature of business
What's the name of your business
Step three
Your account details arrive. Send them to your first client
Account details
Account type
Business EUR
Currency
EUR
IBAN
LT74 3250 0912 4471 8302
BIC / SWIFT
URBBLT2X
Account holder
Harmattan Trading Ltd
Bank
Nordbank
Bank address
Konstitucijos pr. 21, Vilnius
Built for trust Backed by security
Frequently asked
questions
Yes. The IBAN is issued in your own business's name — no EU entity, no EU address, no local director.
A real one, and it's yours alone. Your clients see your company name on the transfer, and they pay it the way they'd pay any European supplier — SEPA, SEPA Instant or SWIFT.
Often, yes — that's much of who we're built for. We check your jurisdiction and activity at the very first step, so you get a straight answer in the first days instead of a rejection after a month.
No. Stablecoins arriving in your wallet convert to euros on the way in and land as a normal euro credit. If you'd rather hold dollars as USDC or USDT and convert later, you can — at a rate you see and lock before you confirm.
Your incorporation documents, ownership structure, recent bank statements, and ID for each director and owner. Straightforward businesses go live in days; anything needing deeper review takes longer, and we tell you upfront rather than leaving you refreshing an inbox.
One fee of $2,500, and nothing monthly after it. It covers the whole of getting you open: your application, verification of your business and its owners, and the work of placing your account with a partner institution. You settle it once — by bank transfer or in stablecoin — and we get to work. If we can't open an account for you, you get every dollar back.
Dovo is a financial technology company, not a bank. Accounts, IBANs and cards are issued by licensed partner institutions, and Dovo SA operates from Switzerland as a financial intermediary under the Anti-Money Laundering Act, affiliated with the self-regulatory organisation SO-FIT.
Euro IBAN, stablecoin wallets, Mastercard cards and payouts to 130+ countries — for African businesses.
Disclaimer
Dovo is a financial technology company, not a bank. Dovo is operated by Dovo SA, incorporated in Switzerland and registered at Rue du Rhône 14, 1204 Geneva. Accounts, IBANs and payment cards are issued by licensed partner institutions. Dovo SA acts as a financial intermediary under the Swiss Anti-Money Laundering Act (AMLA) and is affiliated with SO-FIT, a self-regulatory organisation recognised by the Swiss Financial Market Supervisory Authority (FINMA) for the supervision of financial intermediaries under article 2 para. 3 AMLA. Dovo SA does not hold a FINMA banking licence, and balances held through Dovo are not covered by Swiss depositor protection. Copyright © Dovo SA 2026.